Fast, hassle-free finance for business owners who are tired of banks saying no.

Get the funding you need without the delays or paperwork headaches -

with direct access to 60+ lenders.

What We Do

Access to 60+ lenders

We work with Australia’s leading banks and specialist financiers — so you get the right fit for your business, not a one-size-fits-all loan.

Fast approvals

We know timing matters. That’s why we move quickly to get your loan approved, often within 48 hours.

Tailored Finance Solutions

Whether it’s a new truck, excavator, CNC machine, or small business loan , your finance is structured to fit your business and cash flow.

Low-Doc, No-Doc & Private Lending

No financials? No problem. We work with niche lenders who understand small business and say yes when others say no.

Personal Support from Start to Finish

Every client works directly with Kim, no hand-offs, no call centres, just genuine support from someone who knows your industry.

Trusted by Referrers Nationwide

Accountants, brokers and suppliers choose Woodward Finance because their clients stay theirs, and we make them look good.

Frequently Asked Questions

We understand finance decisions take trust, here are answers to help you feel confident every step of the way.

Question: What happens after I submit my enquiry?

Once you reach out, we’ll carefully review your details and get back to you within 24 hours to discuss tailored options. No surprise fees, just clarity and next steps.

Question: Do I need full financials or perfect credit to apply?

Not necessarily. We work with 60+ lenders who offer low-doc and no-doc solutions, designed for business owners who don’t always have up-to-date financials. What matters most is your ability to service the loan and the quality of the asset.

Question: How long does approval take?

We know time kills deals, that’s why many of our clients receive approvals within 24 to 48 hours. More complex applications may take a little longer, but we’ll always keep you updated along the way.

Question: Who will I be dealing with?

You’ll work directly with Kim Woodward, not a call centre. Kim personally manages every referral and client from start to finish, so you’re always in good hands.

Question: Can I still apply if my bank says no?

Absolutely. Many clients come to us after being turned away by banks. With access to more than 60 lenders, including niche and private options, we can often find a solution that others can’t.

Question: Can you help me refinance my current equipment loan?

Yes, we regularly help clients refinance existing loans to reduce repayments, consolidate finance, or unlock equity from their assets.

Question: Do you charge any upfront fees?

No upfront broker fees apply for most loans. We’re transparent about all costs and will outline any applicable fees before proceeding, no surprises.

Question: What types of equipment and assets can you finance?

Everything from trucks, excavators, and utes to CNC machines, medical, agricultural, and construction equipment. If it helps your business grow, we can usually finance it.

Question: Why choose Woodward Finance?

Because we make finance personal. With over 20 years’ experience, access to 60+ lenders, and fast turnaround times, we focus on finding the right fit for you, not the bank.

Still have questions? Kim’s here to help, he'll personally guide you through your options and make finance simple.

About us

Hey, I’m Kim Woodward!

I started Woodward Finance after more than a decade at Macquarie Bank, where I worked in senior business development roles supporting brokers and business owners across Australia.

During that time, I helped build and manage one of the country’s strongest commercial finance referral networks, and saw first hand how often great clients were being overlooked by traditional lenders. I knew there was a better way to help them get funded.

Since launching Woodward Finance, I’ve helped hundreds of brokers, accountants, and business owners secure fast, flexible finance across industries like transport, construction, and manufacturing.

Here’s what that means for you:

✅ Access to 50+ lenders, from banks to niche private funders
✅ A broker who personally handles every deal from start to finish
✅ Real-world experience and fast approvals that get results